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How Much Money Should You Invest In Bitcoin? The REAL AnswerFor beginners looking to invest in Bitcoin, it is recommended that they allocate somewhere between 5% to 30% of their investment capital. As per the above, the investor has made six monthly investments into Bitcoin at $ each. Owing to the dollar-cost averaging strategy, the. If you choose to invest, it's important to maintain a diversified portfolio that includes several different types of investments to reduce your overall risk exposure. As a rule of thumb.